For Me

Wills

A professionally drafted and executable Will enables you to appoint the beneficiaries of your estate and ensures the effective transfer of your assets. Without a Will, the law determines your beneficiaries.

Estate Planning

Comprehensive planning and structuring of your estate to ensure an effective transfer of your wealth and minimization of taxes and duties.

Life Insurance

Financial provision for your loved ones should you pass away

Disability Cover and Income Protection

Financial provision for you in the event that you become disabled and unable to earn an income

Critical Illness Cover

Financial provision for medical and other cost should you be diagnosed with a life changing disease

Retirement Planning

Comprehensive planning towards and after retirement to ensure you have sufficient provision for your old age

Retirement Annuities

One-person Pension Fund that funds your retirement and ensures that you save enough today, for tomorrow

Investments

Lump sum or regular savings and Investments build to your specific needs and goals

Saving for a specific goal

Disciplined savings for your children’s education, a new car, or that well deserved holiday

Medical Aid

Various Medical Aid Plans to cover the high cost of healthcare

Short Term Insurance

Cover for your, home, household contents, vehicles and other valuables

For My Business

Buy-and-sell Structures and Agreements

An Agreement between business partners that provides an effective solution for the sale of
shares in the event of death or disability

Keyperson Cover

Cover for an Employer that enables him to replace valuable skills of a specific employee in
the event of death or disability

Contingent Liability Cover

Financial provision that enables the Business to settle any debt or financial obligation where
the directors have provided personal security or collateral, in the event of death or disability
of the director/s

Asset Replacement Solutions

Investment to enable a business to accumulate capital to replace expensive machinery and
tools, as an alternative to financing at high interest rates

Corporate Retirement Annuities

Alternative to Pension Fund for a group of Employees ensuring more flexible retirement
funding.

Employee Benefits (Group Life Benefits and Retirement)

Retirement Funds, Group Life Cover, Medical Aid, Funeral Benefits and Disability cover for a
group of employees funded by the Employer and Employee

Advisory

Trusts

Advise and guidance on the structuring and management of inter vivos family trusts

Complicated Estate Planning Structures

Comprehensive planning and structuring solutions for Ultra High Net Worth Individuals

Deceased Estates

Executorship on deceased estates